It is prevalent that some of us wish to build our own legacies, our own wealth and break into entrepreneurial territory in our respective fields.

With this in mind, there is no specific step-by-step guide into making millions, let alone the exact way we want to make millions, in essence there is no guaranteed formula to success. We are different, it’s meant to be that way.

However, we can comfortably assume that one of the most important factors on the proverbial road to riches is financial intelligence. Over time, away from the industrial age, there are different “smarts” that have formed and have taken up to ensure adequate survival – book smart, street smart and financially smart. The first two “smarts” are necessary if you want to live a comfortable life, have kids, drive a Toyota and live salary to salary. The last, financial intelligence, is imperative if you want to break boundaries, be a powerhouse, drive an Aston, live like Jordan Belfort, and have trust fund babies. Financial intelligence combined with the other “smarts” (book and street smart) is a lethal combination, if you possess all three, success is inevitable.

Financial intelligence is understanding money, how it works and how to make it work for you. Money without financial intelligence is soon gone. Robert Kiyosaki, author of “Rich Dad, Poor Dad”, breaks financial intelligence into five categories:

  1. Making More Money
  2. Protecting Your Money
  3. Budgeting Your Money
  4. Leveraging Your Money
  5. Improving Your Financial Information

Learn how your money works, and figure how it should grow. Read, get advice, attend seminars and put everything into practice. The world is yours for the taking, and getting your financial IQ up is a means of preparing yourself for success.